Corient review 2026

Families with several million dollars to invest

Families with several million dollars are Corient's core clients, going by the client counts in its Form ADV.³ Corient has no strict minimum account size, but its investment strategies have minimums of $250,000 to $5 million.

Business owners and families who want tax, trust, and estate help

Business owners and families who want tax, trust, and estate help can use Corient's affiliates under separate agreements. Corient Tax LP handles tax planning, Corient Family Office LP handles bill pay and accounting, and two affiliated trust companies in South Dakota and Maine act as trustees. Each usually costs extra.

Investors who can buy private funds

Investors who can buy private funds get access to funds run by Corient's affiliates, Corient IA and Segall Bryant & Hamill. These are open only to accredited investors and other qualified buyers.

An accredited investor generally has a net worth over $1 million not counting their home, or income over $200,000 in each of the last two years. Corient's own risk section says private funds can limit withdrawals and carry higher fees.

Corient pros

Planning, tax, trust, and family office under one firm

Affiliates handle tax, bill pay, and trusts, so one advisor can coordinate them.

A fee cap of 1.00% in its brochure

The current brochure caps the asset fee at 1.00% a year, below the 1.50% that older filings showed.

No performance fees on your account

Corient says it doesn't charge a share of gains on client accounts, though funds it recommends can.

Large custodians hold your money

Your accounts sit at Charles Schwab, Fidelity, BNY Mellon's Pershing, or Fiduciary Trust, and you get statements from them at least every quarter.

Corient cons

No published fee schedule

The brochure gives a maximum, not a table, and says similar clients pay different fees, so you'll only know your rate from your agreement.

Many services cost extra

Tax, family office, trust services, and outside managers are billed on top of the asset fee.

Affiliated funds and advisor bonuses

Corient's affiliates earn fees when you buy their private funds, and advisors can earn bonuses for bringing in and keeping clients.

A percentage fee grows with your balance

At up to 1.00%, the fee rises from up to $5,000 on $500,000 to up to $20,000 on $2 million.

Your wealth advisor and your agreement

Your wealth advisor and your agreement set your fee. They also set whether Corient can trade without asking you first (discretionary) or needs your approval (non-discretionary).

Corient's relationship summary says advisors can earn extra for referring you to affiliates and for bringing in and keeping clients. That pay comes as bonuses, equity, or forgivable loans that can be large compared with base pay, so ask your advisor how they're paid.

Where your money is held

Your money is held by a custodian, not by Corient, so compare the custodian's statements with Corient's own reports. Schwab and Fidelity pay some costs on Corient's behalf. For clients referred through Schwab's advisor network, Corient pays Schwab an ongoing fee for as long as the accounts stay there.

Private funds and other investments

Private funds and other investments sit alongside Corient's own strategies, outside managers, and the fund and ETF models most accounts use. In an affiliated private fund, Corient generally waives its own fee. The fund's management fees and share of profits still go to a Corient affiliate.

What the fee costs in dollars

At the 1.00% maximum, Corient costs $2,500 a year on $250,000 and $20,000 a year on $2 million.

The table applies the maximum to the whole balance and leaves out fund expenses and the extra fees below. Your negotiated rate may be lower. Deposits or withdrawals during a quarter don't change that quarter's bill.

Fees on top of the asset fee

Fees on top of the asset fee come from Corient's affiliates, outside managers, your custodian, and borrowing.

Tax, family office, and trust services

Corient Tax LP typically charges extra under its own agreement, and family office and trust services carry separate fees.

Outside managers and funds

If your advisor hires an outside manager, that manager's fee is added to Corient's. Fund expenses, and private fund management fees and profit shares, are paid on top.

Custodian and trading costs

Your custodian charges for transfers and other services, and trades placed through another broker can add a "trade-away" fee.

Borrowing against your account

If you use margin, Corient charges its fee on the full value of the borrowed-against assets, not only your equity.

Corient vs flat-fee financial planners

Corient vs flat-fee financial planners is a choice between a fee that grows with your balance and one that stays flat.

Corient is shown at its 1.00% maximum, and the others at list price on their pricing pages in October 2026, using each firm's cheapest plan with investment management. At the 1.00% cap, Facet Core costs less once your balance passes $260,000. Domain Money Essential costs less above $290,000 after its first year, and Range Premium above $395,000.

The flat-fee plans with tax filing cost more: Facet Plus is $5,500, Domain Money Strategic is $5,200 then $4,200, and Range Titanium is $12,500. None offers trust company or family office services. Our Facet review, Domain Money review, and Range review cover each plan, and Range vs Facet and Facet alternatives compare them.

Corient vs other wealth managers

Corient vs other wealth managers is a comparison of percentage fees. Our Edelman Financial Engines vs Fisher Investments comparison prices two of them side by side. For a managed portfolio alone, the best robo-advisors charge a fraction of 1%, and our Empower review covers a percentage-fee advisor with a free dashboard.

Before you sign, work out 1% of your own balance, then ask Corient for your rate and every extra fee in writing. Project that balance with the Tweed Retirement Calculator, since a percentage fee grows as your account does.