Autopilot app review 2026

Investors who want a public portfolio copied for them

Investors who want a public portfolio copied can pick from Autopilot portfolios that follow politicians' disclosed trades, hedge fund filings, AI-built strategies, and named creators. You choose one and Autopilot places the trades. You skip the research and the order entry.

Investors who already have a brokerage account

Investors who already have a brokerage account keep their money there, because Autopilot says your money stays in your brokerage account and it doesn't hold your funds.³ Its App Store listing names Robinhood, Charles Schwab, and Public as brokerages it connects to, and our Robinhood review and Schwab review cover those two. You need a US brokerage account, and international users are on a waitlist.

Investors putting in enough to keep the fee small

Investors putting in enough money keep Autopilot's fixed fee to a small share of their balance. The minimum is $500 per portfolio, and the lowest Premium fee comes to 20% of that in a year. At $10,000 the same fee is 1%, and the cost section below shows two more balances.

Autopilot pros

• Automatic copying: Autopilot places the pilot's trades in your account and rebalances to match, so you don't enter orders
• Your money stays at your broker: nothing is transferred to Autopilot, and you can revoke its access from your brokerage
• A registered adviser: Autopilot Advisers, LLC files a public Form ADV and Form CRS with the SEC
• A free way to start: the Basic tier costs nothing and lets you start as many portfolios as you want

Autopilot cons

• Fixed fees on small balances: the lowest Premium fee is 20% a year on the $500 minimum
• Lagged trades: politicians' and funds' trades are copied only after they're disclosed, often weeks later
• Broad trading authority: Autopilot may trade on margin if your account allows it, and can rebuy positions you sell by hand
• Conflicts it discloses: Autopilot is paid by certain broker-dealers for referrals and keeps a share of third-party advisers' fees

Where the trades come from

Autopilot's trades come from portfolios "inspired by publicly disclosed trading activities of certain individuals/entities," from its own portfolios, and from third-party advisers and creators. They include politician trackers, fund trackers following Jim Simons and Ray Dalio, a contrarian Inverse Cramer portfolio, AI-built portfolios, and creator portfolios. Autopilot's homepage listed Pelosi Tracker+ with $585.6 million currently invested on October 12, 2026, the largest on the page.⁴

• Disclosure lag: members of Congress report trades after they make them, so a politician portfolio copies decisions that are days or weeks old
• Pickup: Autopilot says its systems pick up a new filing as soon as it's published
• Market hours: a portfolio you set up outside market hours trades at the next open

How Autopilot matches and rebalances your portfolio

Autopilot matches your portfolio to the pilot's in proportion, buying and selling to rebalance when the pilot adds a position. Your app balance can differ slightly from your allocation, because Autopilot may not use every dollar of buying power.

What Autopilot can do in your account

Autopilot can do three things in your account that you should know about before you link a brokerage:

• Access: Autopilot connects with tokens issued by your brokerage, and you can revoke them at the broker
• Margin: Autopilot may place margin trades if your account allows margin, so check your margin setting before you connect
• Manual sales: if you sell an Autopilot position by hand, Autopilot may buy it back, so use the app's withdraw or blacklist function instead

Free and Premium plans

Autopilot's free Basic plan copies only your starting holdings, and Premium, which copies every trade, charges a fixed Base Advisory and Licensing fee of $99.99 to $699.99 a year, or $29.99 to $199.99 a quarter. Paying quarterly costs more over a year, as the table shows. Check the price the app shows for the portfolio you pick before you subscribe.

The asset-based fee Autopilot plans to add

Autopilot's asset-based fee is 0.00% today, but its Form CRS says it expects to charge a percentage of your assets under management (AUM) in the future. AUM here means the money Autopilot manages for you, and the fee would accrue daily and be charged in arrears on your average daily balance. Check the current Form CRS before you subscribe and again at each renewal, since the same document says the fee structure gives Autopilot an incentive to grow Premium assets.

What Premium costs at your balance

As a share of what you allocate, the Premium fee runs from 0.2% to 140% a year, depending on the tier and your balance.

You'll pay the fee whether the portfolio makes or loses money, and your broker's trading costs come on top.

Autopilot vs Dub

Autopilot vs Dub comes down to where the account sits. Autopilot copies into a brokerage account you already have, and Dub copies into a new taxable account you open at Dub.

Autopilot vs a robo-advisor

Autopilot vs a robo-advisor is a choice between concentration and diversification. A robo holds a diversified ETF portfolio for a percentage fee, and Autopilot copies one concentrated portfolio for a fixed fee. Our guide to the best robo-advisors compares the main options.

Autopilot vs picking stocks yourself

Picking stocks yourself instead of using Autopilot costs you time and order entry, and no fee. The disclosures Autopilot copies are public, so you can place the same trades yourself for no fee, on your own schedule and with your own approval.